Home Renovation Cost Calculator
Add up the rooms and systems in your project for an instant whole-home renovation estimate.
A whole-home renovation typically runs from under $20,000 for a cosmetic refresh to $150,000+ for a gut renovation. A mid-scope project covering the kitchen, two bathrooms, flooring, and paint averages about $81,000 nationally. Select your projects below for an estimate adjusted to your state.
Last updated: June 2026
Select the projects in your renovation
Per-line figures show the mid-range estimate. Change your state above to localize every number.
Estimated total
$80,700
typical (mid-range)
Budget
$35,300
Premium
$176,900
National average. This is a planning estimate, not a quote. Get itemized bids before you set a budget.
How This Calculator Works
This calculator builds a whole-home renovation estimate the way a real budget comes together: project by project. Each line item pulls its budget, mid-range, and premium cost directly from our individual cost guides, so the totals here always match the detailed pages behind them. Check the projects in your renovation, set quantities for bathrooms and windows, and pick your state to apply a regional cost multiplier.
The result shows three totals: a budget build, a typical mid-range renovation, and a premium finish. Treat the number as a planning range, not a quote. Your final cost depends on your home's age and condition, structural surprises, finish choices, and local contractor availability, so gather itemized bids before you commit.
What Affects Your Whole-Home Renovation Cost
Scope and number of rooms
The single biggest driver. Each room or system you add raises the total. Kitchens and bathrooms cost the most per square foot; paint and flooring cost the least.
Quality tier
Budget, mid-range, and premium finishes can differ by 3x or more on the same project. Cabinets, countertops, fixtures, and flooring grade drive most of the spread.
Home age and condition
Older homes hide cost in outdated wiring, plumbing, asbestos or lead, and structural repairs that surface once walls are open. Budget a 10 to 20% contingency for surprises.
Region and labor market
Labor rates swing the total by 30% or more between low-cost and high-cost states. The state selector above applies that adjustment.
Permits and structural work
Moving walls, plumbing, or electrical triggers permits and inspections, and load-bearing changes require an engineer. These add both cost and time.
Frequently Asked Questions
How much does it cost to renovate a whole house?
It depends on scope. A cosmetic refresh of paint and flooring can run under $20,000, while a gut renovation touching the kitchen, bathrooms, roof, and systems can exceed $150,000. A typical mid-scope renovation covering the kitchen, two bathrooms, flooring, and fresh paint runs about $81,000 nationally. Use the calculator above to total your specific projects and adjust for your state.
How do I estimate a home renovation budget?
Add up each project you plan to tackle (kitchen, bathrooms, flooring, roof, and systems), then adjust for your local labor market. This calculator does exactly that, summing the typical costs from our individual project guides and applying a cost multiplier for your state.
What is the most expensive part of a home renovation?
The kitchen is usually the single largest line item, running $12,000 to $75,000 depending on quality tier. Bathrooms, additions, and system work such as roofing, HVAC, and electrical are the next biggest drivers.
Should I renovate room by room or all at once?
Doing it all at once usually lowers the cost per project because you share mobilization, permits, and contractor scheduling, and you live through the disruption only once. Going room by room spreads the cost over time and is easier to finance, but you pay setup costs repeatedly. Your budget and tolerance for disruption decide it.
Does a whole-home renovation add resale value?
Some of it. Kitchens and bathrooms recoup the most, followed by curb-appeal and system upgrades, but most renovations return less than 100% of their cost at sale. Renovate primarily for how you will use the home and treat resale as a secondary benefit.
Cost Guides for Each Project
Every line item above has a full cost guide with tier breakdowns, materials, and regional pricing.
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