Cost to Second Story Addition in Memphis, TN (2026)
If you’re budgeting a second story addition in Memphis, most projects run $86,561-$259,683, 13% below the $175,000 national average. What moves that number most is usually one thing: Foundation and First-Floor Capacity. On its own it can swing the cost by $10,000 - $60,000, so that’s the decision to slow down on before you sweat the smaller stuff.
Easiest place to save: Commission a structural engineering report ($500-$1,500) before finalizing your budget. Foundation issues discovered mid-project are far more expensive than catching them upfront.
$86,561-$259,683 in Memphis
13% below the national average · 0.87x cost multiplier
Expect to pay $86,561-$259,683 for a second story addition in Memphis, about 13% below the national benchmark. The Southeast region's contractor market and material costs account for most of this difference. The detailed breakdown below shows how budget, mid-range, and premium projects compare at Memphis prices.
Cost Breakdown in Memphis
| Line Item | Low | Mid | High |
|---|---|---|---|
| Cost per sq ft | $130 | $216 | $346 |
| Materials | $36,400 | $68,250 | $127,400 |
| Labor | $40,666 | $69,132 | $113,864 |
| Permits | $4,550 | $7,280 | $10,920 |
| Design | $6,370 | $10,920 | $22,750 |
| Total | $87,986-14% vs. national avg | $155,582-14% vs. national avg | $274,934-13% vs. national avg |
Budget
Full second story over a 1,000 sq ft footprint with standard materials, vinyl siding, builder-grade windows, and basic finishes. Minimal interior customization.
Mid-Range
1,200 sq ft second story with mid-grade finishes, fiber cement siding, energy-efficient windows, 3 bedrooms, 2 bathrooms, and dedicated HVAC system.
Premium
1,500+ sq ft second floor with custom architectural design, premium finishes, vaulted ceilings, master suite with luxury bath, and full structural engineering.
Material Options
Material prices below are national averages; availability in Memphis may shift costs slightly.
| Material | Cost/Unit | Best For |
|---|---|---|
| Wood Frame with Vinyl Siding | $150-$200 per sq ft | Budget-conscious projects on homes that already have vinyl sidingMost affordable construction method, fast framing, widely available contractors |
| Wood Frame with Fiber Cement Siding | $200-$280 per sq ft | Mid-range additions where exterior quality and longevity matterDurable, paintable, low maintenance, matches most existing home styles, fire-resistant |
| Wood Frame with Brick Veneer | $250-$350 per sq ft | Brick ranch homes where matching the exterior is critical for resaleExcellent curb appeal, matches brick first floors seamlessly, very durable |
| Structural Insulated Panels (SIPs) | $220-$320 per sq ft | Energy-conscious homeowners in climate extremes who want long-term utility savingsSuperior insulation, faster framing, energy-efficient, airtight construction |
| Modular / Prefab Second Story | $130-$220 per sq ft | Straightforward rectangular footprints where speed and cost control are prioritiesFactory-built sections reduce on-site time, weather exposure, and labor costs |
Other Projects in Memphis
Memphis Estimate
Typical Range
$86,561-$259,683
vs. National Average
13% below national
Cost Multiplier
0.87x
Cost Per sq ft
$130-$346
This 0.87x estimate prices Memphis labor from BLS Occupational Employment and Wage Statistics (May 2025) and applies a lighter regional adjustment to materials and permits, which vary less by metro than labor does. Actual bids vary by contractor, project scope, and timing.
See national average costs →