Cost to In-Ground Swimming Pool Installation in Sacramento, CA (2026)

If you’re budgeting a in-ground swimming pool installation in Sacramento, most projects run $21,852-$87,409, 9% above the $45,000 national average. What moves that number most is usually one thing: Pool Type and Material. On its own it can swing the cost by $10,000 - $40,000, so that’s the decision to slow down on before you sweat the smaller stuff.

Easiest place to save: Choose a vinyl-liner pool over fiberglass or gunite. You'll save $10,000-$30,000 upfront on a comparable-size pool, though liner replacement every 7-12 years is an ongoing cost.

In the West Coast (where Sacramento sits): Year-round pool use drives strong demand. California permitting and safety requirements add cost, but pools add significant property value.

$21,852-$87,409 in Sacramento

9% above the national average · 1.09x cost multiplier

In Sacramento, a in-ground swimming pool installation runs $21,852 to $87,409 on average - about 9% above what homeowners pay nationwide. The West Coast market's labor costs account for most of the gap, with material pricing and local permitting fees adding to the spread. Use the cost table below to compare budget, mid-range, and premium options side by side.

Cost Breakdown in Sacramento

Line ItemLowMidHigh
Cost per sq ft$55$98$164
Materials$10,750$23,650$43,000
Labor$10,078$20,157$33,594
Permits$860$1,613$2,688
Design$215$3,763$8,063
Total$21,903+10% vs. national avg$49,183+9% vs. national avg$87,345+9% vs. national avg

Budget

Vinyl-liner pool (12x24 ft, ~288 sq ft), basic rectangular shape, concrete or vermiculite deck ($0 - deck separate), standard filtration, basic coping

Mid-Range

Fiberglass pool (14x30 ft, ~420 sq ft) or gunite/shotcrete, freeform shape, stamped concrete deck, upgraded filtration, LED lighting, auto cover

Premium

Custom gunite/shotcrete pool (16x36 ft, ~576 sq ft), vanishing edge or custom shape, natural stone coping and deck, spa/hot tub, water features, smart controls

Material Options

Material prices below are national averages; availability in Sacramento may shift costs slightly.

MaterialCost/UnitBest For
Vinyl Liner$50 - $75 per sq ft of pool areaBudget-conscious homeowners, simple rectangular designs, anyone prioritizing low initial costLowest upfront cost, smooth non-abrasive surface, quick installation (1-3 weeks), wide range of patterns
Fiberglass$75 - $110 per sq ft of pool areaHomeowners who want low lifetime maintenance costs, fast installation, and good long-term valueFast installation (3-5 days for shell), lowest maintenance costs, smooth surface, built-in seats and benches, 25+ year lifespan
Gunite/Shotcrete (Concrete)$85 - $150 per sq ft of pool areaCustom designs, large pools, homeowners who want maximum features and don't mind higher ongoing costsUnlimited custom shapes and sizes, any depth, most durable (50+ year structure), highest resale value, can add spa and water features easily
Plaster Pool Finish (for gunite)$4 - $8 per sq ft of pool interiorBudget-friendly gunite pool finish, traditional aestheticSmooth white finish, classic look, most affordable gunite finish, easy to repair
Pebble/Aggregate Finish (for gunite)$6 - $14 per sq ft of pool interiorLong-lasting finish, natural stone aesthetic, homeowners who want extended time between resurfacingsExtremely durable (15-20 year lifespan), natural look, multiple color options, hides stains well

Other Projects in Sacramento

Sacramento Estimate

Typical Range

$21,852-$87,409

vs. National Average

9% above national

Cost Multiplier

1.09x

Cost Per sq ft

$55-$164

This 1.09x estimate prices Sacramento labor from BLS Occupational Employment and Wage Statistics (May 2025) and applies a lighter regional adjustment to materials and permits, which vary less by metro than labor does. Actual bids vary by contractor, project scope, and timing.

See national average costs →